AI CFO agent. Human CFO behind it.
The AI CFO agent surfaces variance, scenarios, and board-ready summaries from your live books. A senior human CFO reviews every output before it reaches you.
Generated this morning
Variance vs plan
Margin 2 pts under plan, driven by Meta CPMs
Scenario: +$50k ad spend
Cash trough deepens by $18k in 6 weeks
Emerging trend
Repeat customer rate up 3 pts QoQ
Board summary draft
First draft ready for CFO review
The problem
Standard reports tell you what happened. They don't tell you what to do.
Reports describe, they don't explain.
A P&L is a list of numbers. You need the story that explains why margin dropped this month.
Scenario modeling lives in spreadsheets.
Most scenario work is rebuilt from scratch every time. Numbers go stale, assumptions drift.
Trend changes hide in noise.
Subtle compression in margin, CAC, or contribution shows up months after the trend started.
How it works
AI drafts. A senior CFO reviews. You get decisions, not just data.
01
Read the books.
Reconciled, accountant-reviewed financials read continuously by the agent.
02
Surface variance and trends.
Plan vs actual, period-over-period, and emerging signals identified and explained.
03
Model scenarios.
What-if cases generated with sensitivities so you can compare options on real data.
04
Senior CFO reviews.
A human CFO validates every output, adds judgment, and joins your strategy calls.
Features
What the AI CFO produces.
Rolling cash forecast
13-week forward-looking cash position refreshed daily from live data.
Variance analysis
Plan vs actual with the drivers explained in plain English by line.
Scenario modeling
Run what-if: double ad spend, accelerate a PO, hire two people. See the math.
Trend detection
Margin compression, rising CAC, or slowing growth surfaced before they become crises.
Plain-English summaries
Complex financial data translated into actionable narratives for founders.
Board report drafts
Investor-ready monthly financial summaries drafted automatically, reviewed by a CFO.
Ships inside fractional CFO. Pairs with the P&L dashboard for live financial visibility.
How we compare
Where Reconsail fits among the alternatives.
Continuous monitoring
Variance with explanations
Scenario modeling
Board summaries drafted
Senior CFO review of every output
Who it's for
Built for teams like yours.
Founder mid-fundraise
Board deck due in a week. You want a draft narrative your CFO can edit, not a blank page.
Operator at $5M to $20M
Decisions are now compounding. You want variance and trend signal, not just a P&L PDF.
Finance lead preparing for exit
Strategic conversations starting. You want clean variance bridges and a model you can defend.
FAQ
AI CFO agent, answered.
What does the AI CFO agent actually do?
Is the AI CFO a replacement for a fractional CFO?
What kind of variance analysis does the agent produce?
Can the agent model scenarios?
How is this different from QuickBooks reports?
Financial intelligence with a human behind it.
Book a discovery call. We'll show the AI CFO running on a sample of your data.